About Peoples Home Equity

In business since 1998, Peoples Home Equity is Tennessee’s top privately owned mortgage lender.

In 2003 United Capital Lending joined with Peoples Home Equity, Inc. in order to increase our reach and lending volume by providing our customers with a complete line of residential lending programs, including conforming and nonconforming. Today, our company’s corporate headquarters are located in Knoxville, TN and Nashville, TN. While our retail reach has grown to 29 branches in TN, NC, SC, FL, AZ, IN, KY, VA, WI, CA, and IL.

We offer rapid loan turnaround times and a wide array of loan programs to suit almost any need. Our Mortgage Advisers are among the most experienced in the industry and stand firmly behind a promise to offer personalized solutions that are tailored to your specific needs.

We encourage you to stop by our office so that we can sit down with you and listen to what your mortgage needs are. Remember not all banks are from the same mold, and if you have been turned down or denied by another company don’t hesitate to call us…we are here to help you get the mortgage you need. We pride ourselves on being there for our clients and building personal relationships with them, we are here for you and can show you the way to affordable homeownership.

The truth of the matter is, no matter what company you choose to do business with, it all comes down to you and the Mortgage Loan Originator you choose to do business with.  Each member of our team of Licensed Mortgage Loan Professionals have been screened for their own credit, background checks and have been tested on a national and state level – which is a higher standard than that of your local bank.  Let us be your guide so you can capitalize on your dream.

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