HOME LOANS

When searching for a mortgage, we often remind our customers that not all lenders are cut from the same cloth, and the same is true with Loan Officers.

At Peoples Home Equity, our team of loan professionals and loan processors are here every day of the week to listen to your home loan and mortgage needs, because we know the process can seem too daunting to take on on your own. By aligning our team with your personal and financial goals, Peoples Home Equity can ensure your loan is processed efficiently and smoothly from pre-qualification on a loan to closing on a house. Navigating the various types of mortgage loans available to you can be a difficult and overwhelming task. Knowing that, Peoples Home Equity has tried to make it easier for you by providing brief but detailed explanations of each loan type.

Buying a home in today’s economy can be daunting for even the most qualified and informed consumers.  There are the questions of your credit and credit score, which loan program fits your needs, how much money will you need to put down as a down payment, how you to ensure you are getting the lowest monthly payment on your mortgage and what documentation will you be required to present at application.

All of this is very normal. We can help you through the process.

Purchase Loans

Purchase Loans are traditional home loans. So, whether you’re a first-time homebuyer looking for the perfect starter home or you are looking to buy your next home, the expert mortgage loan officers at Peoples Home Equity are here to answer your questions.

Purchase Loans

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Refinancing Loans

Refinancing Loans are just what they sound like – taking advantage of lower interest rates in order to refinance your mortgage, and resulting in lower overall monthly payments.

Refinance Loans

Reverse Mortgage

A reverse mortgage is a form of equity release (or lifetime mortgage) available in the United States. A reverse mortgage is a loan available to seniors ages 62 and older, under a Federal program administered by HUD. Reverse Mortgages enable eligible homeowners to access a portion of their equity.

Reverse Mortgage

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